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Home Medicare basics

Medicare basics

A little clarity.
A more confident you.

Let’s put some meaning behind the letters and names. You don’t need to learn everything at once.

START WITH THE FOUNDATION

What is Medicare?

Medicare is federal health insurance generally for eligible people 65 or older. Some people qualify earlier because of a disability or certain conditions.

A

Hospital insurance

Part A helps cover inpatient hospital care and certain other services.

B

Medical insurance

Part B helps cover doctor visits, outpatient care, and preventive services.

Together, Parts A and B are called Original Medicare.

UNDERSTAND YOUR CHOICES

Different paths.
One personal decision.

These options do different jobs. Brianna can help explain where each fits and what to look at for your needs.

PART C

Medicare Advantage

A private-plan alternative to Original Medicare that includes Part A and Part B, and usually Part D. Networks, referrals, costs, and benefits depend on the plan.

Talk through your options
MEDIGAP

Medicare Supplement

Extra insurance that helps pay certain out-of-pocket costs under Original Medicare. It doesn’t work with Medicare Advantage. Modern Medigap policies don’t include prescription drug coverage.

Ask about Supplement coverage
PART D

Prescription drug plans

Helps cover prescription drugs. You can get a separate drug plan with Original Medicare; most Medicare Advantage plans include it. Covered drugs, pharmacy networks, and costs vary.

Ask about prescription coverage
A useful distinction

Medicare Supplement and Medicare Advantage are different choices, not two names for the same coverage. Your enrollment rights and timing can differ, too.

A little guidance goes a long way

Let’s figure it out.
Together.

You bring your questions.
I’ll bring a listening ear and a place to start.

Start a conversation(360) 852-4161